By continuing to browse, you accept the use of cookies for the purposes of authentication and adding favourites. Find out more
Indosuez Wealth Management vacancy search engine

Real Estate & Credit Financing Director M/F

Vacancy details

General information


Indosuez Wealth Management has a solid foundation in Asia as a pioneering bank with more than a century old heritage, when Banque de l'Indochine opened its historic offices in Hong Kong and Singapore. From these two locations, branches of
CA Indosuez (Switzerland) SA, almost 220 highly specialised wealth managers combine their knowledge of the region with the vast opportunities provided by the global network of Indosuez Wealth Management and the Credit Agricole group.



Publication date


Position description

Business type

Types of Jobs - Real Estate

Contract type

Permanent Contract

Job summary

  •  Take charge of the real estate service for clients of Indosuez Wealth Management in Singapore and Hong Kong
  • Liaise with Wealth Managers and Credit Risk Department (RPC) in the region for non-standard credit request to determine its viability
  • Meet client together with Wealth Managers to explain terms and bring across financing offering to client


Primary responsibilities : Real Estate Financing


  • Establish the role as the local centre of expertise for real estate and the single point of entry for all real estate financing demands
  • Perform property valuations and liaise with external real estate experts to obtain independent valuations
  • Prepare real estate memos providing opinion on the property and recommendation to the bank deciding bodies
  • Monitor the statistics and performance of the real estate credit offering and report into Head of Structuring and Financing, who ultimately reports to the Head  of Markets, Investment and Structuring
  • Be abreast of property transactions happening in the property market
  • Maintain up to date knowledge of the Singapore and Hong Kong property markets and changes revolving around them.
  • Undertake marketing effort to promote the real estate and credit financing to Wealth Managers and clients

Secondary responsibilities : Credit Financing

  • Review and analyse all credit related information provided by the Wealth Manager and/or the client
  • Assess the feasibility of the credit based on approved policies and guidelines
  • Provide support and advice on the structuring of the credit transactions with credit analysis and rationale
  • Propose financing terms and conditions in line with the bank’s policy
  • Establish a strong collaboration with various support teams such as Risk, Legal, Compliance, Operations, Global Wealth Structuring, etc.
  • Liaise with external counter-parties such as insurers and brokers to ensure a smooth delivery in the Credit process.

Position localisation

Geographical area

Asia, Singapore


168 Robinson Road #23-03 Capital Tower 068912 Singapore

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

Business or Banking Degree

Level of minimal experience

11 years and more


- At least 15 years in Real Estate financing role (in particular, residential property) and 5 years in Private Bank Credit financing / risk management
- Good insight to Singapore and Hong Kong property markets
- Vast handling in housing loan and equity mortgage loan
- Well versed in MAS Property Directives and HKMA Property Prudential Measures
- Engaged in Private Bank Lombard business
- Good knowledge of basic Credit principles
- Understand concept in credit risk management

Required skills

- Excellent interpersonal and analytical skills
- Commercial acumen while strictly respecting internal rules and local regulations
- Ability to work independently and proactively
- Excellent command of written and spoken English. Ability to converse in Mandarin and/or Cantonese is a plus.